"Tactical risk and compliance attire for financial institutions. The only outfit you'll need no matter the occasion: pre -examination, examination, audit, enforcement action or simply for peace of mind."

Deborah has been in the banking and financial services industry since 1998. That time includes more than a decade inside the industry itself in a number of roles working for an array of firms of varying asset sizes. She left the industry in 2008 and entered the consulting arena to get a broader perspective of how other firms managed their compliance and operations. In 2010, having been offered an opportunity to merge her industry expertise with her consulting experience, she accepted a role in supervision at the prestigious Federal Reserve Bank of New York (FRBNY). During her six year tenure at the FRBNY, she held the responsibilities of Senior Examiner, Supervising Examiner and Manager before she was promoted into the elite Officer corps in 2014. In late 2016, she decided to leave the FRBNY to create something tailored specifically to her passions, ARMOR Advisory Services. Her first consulting job from May 2017 to December 2017 resulted in an offer to come on board as the EVP/Chief Risk Officer of the bank to help them ensure they were prepared for an acquisition. 

 

Taking more than 20 years of experience and knowledge and combining them with her leadership abilities, strategic thinking and powerful communication skills, she launched this advisory firm. Her desire is to take the best of what she has learned and allow others to benefit from it; to take the headaches she had while in the industry, add in the do's and do not's she learned while in consulting, sift all of that through the light and dark sides of supervision and deliver a valuable partner back to the industry. Her highest purpose is to be a resource for a very limited clientele in the form of thoughtful and meaningful risk management insight and oversight.

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Deborah understands both broad risk management principles and risk-based execution as well as the nuances of day-to-day compliance and operations. As a regulator, she believed in being fair and reasonable and knows how to make Compliance Risk Management Programs (CRMP) and Compliance Management Systems (CMS) operate with the greatest efficiency and effectiveness without tripping over regulatory limitations. She believes that with strong communication and consistent, detailed documentation, nothing is out of reach - anything is attainable.

 

In her roles, she has been regulated by the FDIC, the OCC, the OTS and FINRA and has had working relationships with the NCUA, FDIC, the OCC, the CFPB, the IRS, FinCEN and various State agencies and law enforcement groups.

 

She was CAMS certified in 2007 and completed both the ABA Graduate and Undergraduate Compliance Schools in 2007. She received her Juris Doctorate in 2004. While in law school, she was certified in arbitration, mediation and negotiation.